If you’re looking at Irish bank ratings, keep in mind that there are plenty There are so many banks to choose from that finding the right one can be a real hassle.

To prevent information overloadhere is a review of the best NOW.

The Bank of Ireland (BOI)

This is one of the BIG 2 in the region – Allied Irish Banks (AIB) being the other. There are pros and cons to BOI, so here they are.

advantages

#1) Customer Service

This is one of their strengths, which is quite amazing for such a large company. If you’re a face-to-face person, you’ll love the service you get at most branches.

cons

#1) Overdraft Refills

One thing they tend to do is occasionally put “overdraft fees” on your account when your account is NOT overdrawn. Obviously, you can usually do well, but it’s a tremendous hassle to grow up.

#2) LONG lines

If you’re a face-to-face person, and like to manage your money at a physical branch, plan to bring reading material. All online Irish bank ratings can attest to this.

BIA

This is the other of the TWO BIG.

advantages

#1) Many services

They are basically a “one stop shop” mall for financial services. Whether you want a loan… a credit card… a student account… even a “graduate account”… they’ve got you covered.

cons

#1) Customer Service

This is probably its weakest point. As with most national businesses, they have customer service issues and are not the fastest financial institution out there.

Very simple, they are not the most organized branch and as a BOI they plan to wait a while before speaking to a cashier.